Woolworths is a leading household name in the retail and financial industry.

People who know our brand, see quality as a driven obligation to our clients.

You can expect this with all of our services, including our credit card solutions.

We make getting finance easy.

With a reputation and a history dating back as far as 1931, you know you can depend on us to offer the most reliable and quality products, through ever increasingly improved services. Whatever you financial needs may be, it’s more than likely we can provide it. We offer store cards, loans and credit cards, which can fit in with every income bracket, offering credit in a responsible fashion.

Woolworths operates through over 400 stores throughout the country, allowing you access to any of our expert consultant’s, or simply apply through our online platform for your convenience.

Woolworths offers value with every credit card we provide to our clients.

Our reputation in the country for being the quality brand, is just who we are.

Through every financial product we provide, our clients reap the benefits of quality!

We make life easier for our clients.  Whatever income bracket you fall into, we have a credit card solution with an initial credit limit based on your monthly wage. We make getting credit affordable and easy to manage.

With innovative platforms allowing you to access your account and view statements when you need to, we simply make your life a little easier to be in control of your finances.

Apply online today, and get the credit cards with the Woolworths quality.

Woolworths Image
Woolworths Personal Loan
Woolworths Online Image


  • DEBIT Cards
  • CREDIT Cards

Woolworths offer quality through every financial services offering.

We offer face to face or online applications to the world of Woolworth’s credit facilities.

We have the ability to provide clients options, which will work for you. See the reviews from our clients on our website, to see how our credit cards have worked for them.

To apply, you will need a valid South African ID or passport, three latest payslips and bank statements, proof of residence as well as earn an income of no less than R4150 per month. This qualifying criteria will allow you to connect to the credit world of Woolworths, where we care about you and allow you to afford the finer things in life.

We approve our applications fast and also offer up to 8 additional card services, which is a unique feature to Woolworths. We offer repayment terms on your credit card of up to 60 months, giving you convenience and affordability. We will also increase your credit limit should you be able to afford it, as well as pay off your credit in the recommended time frames.

Bank Commercials

 Contact Details

Adderley St & Strand Street, Cape Town City Centre,Cape Town, Western Cape, 8001, South Africa
 Ph: 021 481 7111
 Fx: 021 407 3995
 Em: custserv@woolworths.co.za

 Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 09:00 – 17:00
  • Sunday Closed –

Find out everything you need to know about loan approval


Are you looking for a  financial product or service from South Africa’s leading lenders? We make it easy for you to compare for a variety of different loans – from payday loanspersonal loans, home loans and more.

Do you have bad credit? We connect you with lenders that cater for consumers with such credit records. Our financial experts offer you guidance, leading you to financial independence.

We encourage responsible lending.