Low Credit Loans

Low Credit Loans is an online platform, offering all South Africans the opportunity to apply for a cash loan no matter what their credit status may be.

We have consolidated a number of accredited lenders throughout the country, to create a partner listing, which allows us to take your criteria and loan requirements, and source the lender that best fits your needs.

Clients can borrow up to the amount of R150 000 depending on their income and affordability. We will assist you in getting a cash loan, in the fastest turnaround times and with the best interest rates. With over a decade in the lending industry, we have built valuable partnerships with some of the top lenders in the country, who all offer competitive and beneficial lending options to our clients.


Low Credit Loans assist bad credit clients in getting a personal loan when no one else will.

With accredited lenders providing the cash for our sourcing services, we can compare and find the perfect lender to match your needs in minutes.

Getting a loan just got much easier. We take the stress out of being blacklisted or scared with a bad credit history hanging over your head. We can get you a fast approval on your loan application, with cash in your banking account within 24 hours.

Whether it’s a payday loan, short term or long term loan, we can help source the right lender for you today.

South Africans earning more than R3000 per month, can qualify for a loan of up to R150 000 depending on your income bracket and affordability.


Our Low Credit Loans include options such as:

  • Personal loans ranging from R1000 up to R150 000 with repayment terms of between 6 – 60 months.
  • Payday Loans ranging from R500 Up to R3 000. Same day Payouts.
Couple Arguing Over Bills
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Low Credit Loans Bad Credit


  • BAD CREDIT Loans

Low Credit Loans makes getting cash easier than ever, with an online application, which opens up to a world of lending options.

To make use of our online platform, simply go tour website, and register your personal details to create your own login and profile. This will enable you to go straight into a loan application, by telling us a little about yourself, what you earn, where you bank and more information that will allow us to source the best possible loan options for your needs.

Within minutes of submitting your request, we will have a summarised list of potential lenders all meeting your requirements. You get to choose which one you prefer, and apply directly for cash through this application.


To qualify clients need to be over 18 years old, have a permanent job earning more than R3000 a month. Your salary must go straight into your own banking account. We may need three months salary slips and bank statements, as well as a copy of your ID document.

Within 48 hours at the most, you will be informed of your approval and the process to deposit the cash into your banking account will follow immediately once you have agreed to the terms of the loan contract.

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 Contact Details

106 Adderley St, Cape Town City Centre, Cape Town, Western Cape, 8000, South Africa
 Ph: 071 723 0965
 Fx: 0865103877
 Em: support@lowcreditloans.co.za

Find out everything you need to know about loan approval


Are you looking for a  financial product or service from South Africa’s leading lenders? We make it easy for you to compare for a variety of different loans – from payday loanspersonal loans, home loans and more.

Do you have bad credit? We connect you with lenders that cater for consumers with such credit records. Our financial experts offer you guidance, leading you to financial independence.

We encourage responsible lending.