Debt Lab

Debt Lab helps you find the loan you want – in fast turnaround times.

With so many lenders offering this and that, it’s difficult for a client to randomly select one out of lists of providers in the country.

Narrowing down the search to your specific needs is what DebtLab provide to clients, making their lives a lot easier, and saving them a lot of time in the process.

We simplify lending to the point where clients only need to provide the particulars of their lending needs, without leaving the comfort of their home, or their busy day at the office. With a little information, we can work wonders, doing all the hard work for you.

We find you the best loan, with the best deals and the most affordable payment terms. We get you the loan you want, all within a 24 hour period.

Debt Lab offers a search and referral site that can sift through the lenders in the country finding you your ideal loan.

Our services are completely free to use.

Our services can find clients any loan up to any amount. We use our highly skilled people, who all have vast experience to ensure our clients not only get the searching abilities but the personalised quality service from a team of experts in the field.

Pay day loans are a very short term cash loan, which offers clients a specific limit to the amount they borrow, and needs to be paid back at your next pay date.

These are perfect little loans to tie you over and pay for any unexpected bills that come up during the month.

Debt Lab Payday Loans
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Debt Lab Credit Cards


  • PAYDAY Loans
  • PERSONAL Loans

Debt Lab uses simple processes to find clients the loan they need.

All you need to do is register on our website, and get your personal profile set up. This will enable you to find a loan according to your specific criteria and requirements, in no time at all.

Once we have all your particulars, we can do a thorough search through our database and beyond, taking in only the lenders that meet your criteria and search requirements. This search is narrowed down to the point where you get only want you want. Each lender offers their own unique value added services, rates, repayment terms and more.

Clients need to be over 18 years old, have a valid South African ID or passport, and have a permanent job earning a salary that goes straight into their own bank account.

If you meet this criteria you can qualify for a loan from any of the lenders we work through. Providing you are not under any kind or debt review or bankruptcy, otherwise we can also recommend help in this department through our sources as well.

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 Contact Details

19 Loop Street, Cape Town, Western Cape, 8001,South Africa
 Ph: 021 300 1077
 Fx: 086 696 0686

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday Closed –

Find out everything you need to know about loan approval

Are you looking for a  financial product or service from South Africa’s leading lenders? We make it easy for you to compare for a variety of different loans – from payday loanspersonal loans, home loans and more.

Do you have bad credit? We connect you with lenders that cater for consumers with such credit records. Our financial experts offer you guidance, leading you to financial independence.

We encourage responsible lending.